Terms of Service

1. Acceptance of Terms

By accessing or using the website jbcg-enterprises.com (the “Site”) operated by JBCG Enterprises LLC (“Company,” “we,” “us,” or “our”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, please do not use the Site or our services.

2. Description of Services

JBCG Enterprises LLC is a direct business lender offering financial products and services including business term loans, working capital solutions, revenue-based financing, and equipment financing. All services are subject to eligibility requirements and approval. The information on this Site is provided for general informational purposes and does not constitute a loan offer, commitment, or guarantee of funding.

3. Eligibility

Our services are intended for business entities and individuals who are at least 18 years of age and have the legal capacity to enter into binding agreements. By using our services, you represent and warrant that you meet these eligibility requirements.

4. User Obligations

When using our Site and services, you agree to:

• Provide accurate, current, and complete information
• Maintain the confidentiality of any account credentials
• Use the Site only for lawful purposes
• Not attempt to gain unauthorized access to our systems or data
• Not engage in any activity that disrupts or interferes with the Site

5. SMS/MMS Communications

By opting in to receive SMS/MMS messages from JBCG Enterprises LLC, you acknowledge and agree to the following:

• You may receive recurring marketing and promotional SMS/MMS messages, including offers, updates, and information about our financial products and services, which may be sent using an automated telephone dialing system (ATDS).
• Message frequency varies; you may receive up to 4 messages per month.
• Message and data rates may apply. Consult your mobile carrier for details on your messaging plan.
• You may opt out at any time by replying STOP to any message. Upon opting out, you will receive a final confirmation message.
• For assistance, reply HELP to any message or contact us at jbcg@jbcg-enterprises.com.
• Consent to receive SMS/MMS messages is NOT a condition of purchase of any goods or services from JBCG Enterprises LLC.

6. Intellectual Property

All content on this Site, including text, graphics, logos, images, and software, is the property of JBCG Enterprises LLC or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.

7. Disclaimer of Warranties

THE SITE AND SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, JBCG ENTERPRISES LLC AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THE SITE OR SERVICES, REGARDLESS OF THE THEORY OF LIABILITY.

9. Indemnification

You agree to indemnify, defend, and hold harmless JBCG Enterprises LLC and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorney’s fees) arising out of or related to your use of the Site or violation of these Terms.

10. Third-Party Links

Our Site may contain links to third-party websites or services. We do not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party sites. You access third-party sites at your own risk.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the state in which JBCG Enterprises LLC is organized, without regard to its conflict of law provisions.

12. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be effective when posted on this page with an updated “Last Updated” date. Your continued use of the Site after any modifications constitutes acceptance of the revised Terms.

13. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

14. Contact Us

If you have questions about these Terms, please contact us:

JBCG Enterprises LLC

Email: jbcg@jbcg-enterprises.com

Website: jbcg-enterprises.com