Privacy Policy

1. Introduction

JBCG Enterprises LLC (“Company,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website jbcg-enterprises.com (the “Site”) and use our financial services.

2. Information We Collect

We may collect the following types of personal information:

• Contact Information: Name, email address, phone number, business name
• Business Information: Business type, revenue data, funding needs, and other details provided during the application process
• Technical Information: IP address, browser type, device information, and usage data collected automatically when you visit our Site
• Communication Data: Records of correspondence, including emails and SMS/MMS messages

3. How We Use Your Information

We use the information we collect to:

• Process and evaluate your funding applications
• Communicate with you about our financial products and services
• Send marketing and promotional communications (with your consent)
• Improve our website, products, and services
• Comply with legal and regulatory requirements
• Detect and prevent fraud or unauthorized activity

4. SMS/MMS Messaging Policy

When you provide your phone number and opt in to receive SMS/MMS messages, you expressly consent to receive recurring marketing and promotional text messages from JBCG Enterprises LLC, including offers, updates, and information about our financial products and services, which may be sent using an automated telephone dialing system (ATDS).

• Message Frequency: Message frequency varies; you may receive up to 4 messages per month.
• Costs: Message and data rates may apply. Check with your mobile carrier for details.
• Opt-Out: You can opt out at any time by replying STOP to any message. After opting out, you will receive one final confirmation message and no further SMS/MMS messages.
• Help: Reply HELP to any message for assistance, or contact us at jbcg@jbcg-enterprises.com.
• Consent Requirement: Consent to receive SMS/MMS messages is NOT a condition of purchase of any goods or services.

We do not sell, rent, or share your phone number or opt-in data with third parties for their own marketing purposes. SMS opt-in data and consent information will not be shared with any third parties unless required by law.

5. Information Sharing and Disclosure

We may share your personal information with:

• Service Providers: Third-party vendors who assist us in operating our business, such as payment processors, IT providers, and communication platforms
• Legal Requirements: When required by law, court order, or governmental regulation
• Business Transfers: In connection with a merger, acquisition, or sale of company assets

We do not sell your personal information to third parties.

6. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

7. Cookies and Tracking Technologies

Our Site may use cookies and similar tracking technologies to enhance your browsing experience, analyze site traffic, and understand usage patterns. You can control cookie preferences through your browser settings.

8. Your Rights

Depending on your jurisdiction, you may have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate data
• Request deletion of your personal information
• Opt out of marketing communications
• Withdraw consent for SMS/MMS messaging at any time

9. Third-Party Links

Our Site may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party sites you visit.

10. Children’s Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware that we have collected information from a minor, we will take steps to delete it promptly.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated “Last Updated” date. Your continued use of the Site after any changes indicates your acceptance of the revised policy.

12. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us:

JBCG Enterprises LLC

Email: jbcg@jbcg-enterprises.com

Website: jbcg-enterprises.com